Home Purchase & Refinance Loans Near Me | Katy, TX
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About
About
About
About Us

About Valor Home Loans in Katy, Texas

Valor Home Loans helps Katy, Texas buyers find the right home loan. We guide first time buyers and repeat buyers with steady care. Our team offers home loans, refinance options, and purchase loan help. We act as a local mortgage lender with clear rates and honest advice. You get a written estimate and simple steps to close. We offer FHA, VA, conventional, and jumbo mortgage services. Our loan officers explain credit needs, down payment options, and monthly cost. We secure pre-approval letters fast so you can shop with confidence. Many neighbors search for a home loan near me and find our local support and fair rates. We serve Katy families and local investors with fast, clear help. Our crew meets you by phone or at our office. We handle paperwork, lender calls, and the final signing with care. Search mortgage services near me and call Valor Home Loans for a free consultation. We earn trust with honest fees and steady service.

Our Services

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Home Purchase Loans

At Valor Home Loans we help buyers secure the righ... Read More

Refinance & Mortgage Solutions

Valor Home Loans helps homeowners refinance to mee... Read More

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Why Choose us

Why Choose Valor Home Loans

Home loans and mortgages help start with clear facts at Valor Home Loans. We serve Katy, TX buyers with honest rates and fast answers. Our loan officers meet you, explain options, and show a written cost estimate. You get a plain plan that lists rate, term, and fees. We issue pre-approval letters quickly so you can act with confidence. Many neighbors search for a home loan near me and call us for a quick review. We work with local agents and builders to match loan timing to contract dates. Our team keeps calls short and helpful. We aim to give you an affordable loan path and steady service from start to close.

About

Fast pre-approval for home loans near me.

About

Clear, written loan estimates and fees.

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Affordable mortgage options for many budgets.

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FHA, VA, conventional, and jumbo loan help.

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Local mortgage lender in Katy, TX.

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Friendly loan officers who explain steps.

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Rate checks and simple cost comparisons.

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Support for first time buyers and investors.

About
About

We Provide Quality Loan Services

We Provide High Quality Services

Mortgage services at Valor Home Loans focus on clarity and speed. We help with purchase loans, refinance options, and special programs. Our team runs real cost checks and shows monthly payment results. We do a quick review first. Then we show the path to close. You see all fees and choices before you sign.

Experience

We Bring Years of Hands-On
Industry Expertise

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Call Directly 24/7(214) 783-6874
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Our Vision

We aim to be Katy’s most trusted local mortgage lender. We grow by helping clients buy homes with ease.

Our Some Memorable Work Gallery

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FAQs

Find answers to common questions.

How do I start a home loan application?

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What loan types do you offer in Katy, TX?

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How much does a home loan cost up front?

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How long does a loan approval take?

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Can you help with credit or down payment questions?

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Do you serve clients who search “mortgage services near me”?

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Location & Business Hours

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Address:

Katy, Texas

  • Monday:09:00 AM - 05:00 PM
  • Tuesday:09:00 AM - 05:00 PM
  • Wednesday:09:00 AM - 05:00 PM
  • Thursday:09:00 AM - 05:00 PM
  • Friday:09:00 AM - 05:00 PM
  • Saturday:09:00 AM - 05:00 PM
  • Sunday:09:00 AM - 05:00 PM

Testimonials

Hear what our clients have to say about their experience working with us.

Fast pre-approval and clear numbers. Valor made buying our first home simple. Friendly staff and fair fees.

Maya R.

I refinanced to a lower rate and saved monthly. The team showed the break-even date. No surprises.

Carlos V.

Quick local lender. They issued a pre-approval in one day. We closed on time. I highly recommend it.

Sonia L.

Our Latest News & Blog

Check out the most visited listings showcasing your area's most popular and verified businesses. Find top-rated services nearby.

How to pick the best loan for your home purchase
22-2-25
  • Read
  • Valor Home Loans
How to pick the best loan for your home purchase

Compare rate, term, and down payment. A lower rate helps now. Shorter terms save long term. Pick the loan that matches your budget and timeline.

Simple ways to lower mortgage cost before you apply
6-3-25
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  • Valor Home Loans
Simple ways to lower mortgage cost before you apply

Check your credit and correct errors. Save for a larger down payment. Shop loan options and ask about lender credits to lower closing costs.

Why a local mortgage lender helps Katy home buyers
12-2-25
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  • Valor Home Loans
Why a local mortgage lender helps Katy home buyers

Local lenders know Katy market timing and builders. They coordinate with local agents and title teams for a smoother close. Local support often speeds the process.